All of our customers are encouraged to choose a mortgage lender who most suits their wants, needs, and specific situation. 

When you make the decision to become a homeowner, there are a series of additional decisions that you’ll need to make before you reach that final goal and cross the threshold of your new front door. One of the most important decisions in that series is which type of mortgage loan you’re going to pursue in order to buy the house.

There are several different types of mortgage loans, and it’s useful to understand your options going in so that you can decide which one will be best for your financial future as a homeowner. My preferred professionals listed below will certainly explain every choice you may have and help you decide which one will be the best for you.  


Melissa has been working with Mick Occhiato - Megastar Financial in Fort Collins for years.  As a mortgage bank and mortgage broker, Mick offers the broadest product selection available. His experience and extensive knowledge paired with impeccable customer service ensure a smooth, stress-free mortgage experience from start to finish.

Branch Manager & Loan Officer
NMLS: 10254 | CO LMB: 100020076
Megastar Financial Corp: 155 Boardwalk Dr, Suite 400, Fort Collins, CO 80525


Direct Office 970-266-9111 x 225


Firstbank Executive Vice President, Nicole Walusis is based out of Fort Collins and is a BizWest 40 under 40 honoree. No matter what is on her plate, she is quick to lend a hand to her team, her customers, and the Northern Colorado community. Nicole somehow gets more done in a day than most others can do in a week. She efficiently oversees three bank branches while being one of the top loan producers year after year.  

Executive Vice President

NMLS: 566230

FirstBank: 2644 S. Timberline Road, Fort Collins, CO 80525


        Office: 970.282.3929


 Tony has over 16 years of experience and uses this knowledge to efficiently navigate the loan process to find the product that best fits his client's needs. He ensures that all his clients will be fully up to date and understanding of every step in their journey. Tony holds himself to a high standard, and he promises to deliver on that standard

Mortgage Banker, US Army Veteran

NMLS ID: 2309574

Federal Savings Bank: 2038 Caribou Dr., Ste. 200, Fort Collins, CO 80525


Office: 970.818.0231